Look: Print Quality
Lines should be sharp and well defined with no blurred edges. Colours should be clear and distinct.
Look: Watermark
Hold the note up to the light. You should see a WATERMARK image of Sir Walter Scott together with a bright numerical value of the note. The watermark is visible from both the front and back of the note.
Look: Security Thread
There is a metallic SECURITY THREAD which contains the numerical value of the note, the note's bridge image and the bank's corporate logo. This appears as 'colour-changing' dashes on the front of the note. If you hold the note up to the light, the metallic thread should appear as a continuous dark line.
Look: See Through
Hold the note up to the light and with the SEE THROUGH effect you should see the coloured irregular shapes printed on the front and back of the note that combine to form the Bank of Scotland logo.
Look: Microprint
Using a magnifying glass, look closely at the MICOPRINT in the top left hand corner of the front of note beside the serial number - you should see the text 'Bank of Scotland' followed by the value of the note written in small letters.
Look: Serial Numbers
Each note has a unique number which is printed twice on the front of the note, horizontal on upper left and vertical towards the right. Serial numbers consist of two letters followed by six numbers, which are not all the same size.
Look: Denomination Numerals
The number 20 accompanied by a '£' sign appears near the bottom left and top right on both the front and back of the note. In addition the words 'Twenty Pounds' appear on the front right of the note and the words 'Twenty Pounds Sterling' on the back at the bottom right.
Feel: Paper Quality
The paper should feel crisp - not limp, waxy or shiny.
Feel: Raised Print
If you run your finger along the vertical "Bank of Scotland" and the two numerical values on the front of the note you will feel raised print.
Tilt: Hologram
There is a HOLOGRAM on the foil patch on the front of the note. If you tilt the note you should see the image change between the Bank of Scotland logo and the numerical value of the note.
Tilt: Security Thread
The metallic SECURITY THREAD if tilted changes colour from metallic red to metallic green.
Check: UV Fluorescence
If you place the note under a good quality ULTRA-VIOLET light, the circled image of the four thistles should appear as two fluorescent colours. If you scan the note with the UV light four line vertical and four line horizontal bar codes are highlighted.
Check: Compare
Always compare both sides of a suspect note with another note that you know to be genuine, looking for differences between the two. Make sure you check the size of a suspect note against a known genuine note.
Check: Compare
Always compare both sides of a suspect note with another note that you know to be genuine, looking for differences between the two. Make sure you check the size of a suspect note against a known genuine note.
Feel: Paper Quality
The paper should feel crisp - not limp, waxy or shiny
Look: Print Quality
Lines should be sharp and well defined with no blurred edges. Colours should be clear and distinct.
Look: Watermark
Hold the note up to the light. You should see a WATERMARK image of Sir Walter Scott together with a bright numerical value of the note. The watermark is visible from both the front and back of the note.
Look: See Through
Hold the note up to the light and with the SEE THROUGH effect you should see the coloured irregular shapes printed on the front and back of the note that combine to form the Bank of Scotland logo.
Look: Denomination Numerals
The number 20 accompanied by a '£' sign appears near the bottom left and top right on both the front and back of the note. In addition the words 'Twenty Pounds' appear on the front right of the note and the words 'Twenty Pounds Sterling' on the back at the bottom right.
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