Front of note Rear of note Front of note Front of note Front of note Front of note Rear of note Rear of note Rear of note Rear of note Rear of note
Front of note / Look / Print Quality Front of note / Look / Print Quality
Front of note / Look / Transmission Front of note / Look / Transmission
Front of note / Look / Mask Front of note / Look / Mask
Front of note / Look / Security Thread Front of note / Look / Security Thread
Front of note / Look / See Through Front of note / Look / See Through
Front of note / Look / Microprint Front of note / Look / Microprint
Front of note / Look / Serial Numbers Front of note / Look / Serial Numbers
Front of note / Look / Denomination Numerals Front of note / Look / Denomination Numerals
Front of note / Feel / Polymer Quality Front of note / Feel / Polymer Quality
Front of note / Feel / Tactile Feature Front of note / Feel / Tactile Feature
Front of note / Feel / Raised Print Front of note / Feel / Raised Print
Front of note / Feel / Embossed Numeral Front of note / Feel / Embossed Numeral
Front of note / Tilt / Iridescence Front of note / Tilt / Iridescence
Front of note / Tilt / Spark Front of note / Tilt / Spark
Front of note / Check / Compare Front of note / Check / Compare
Front of note / Check / UV Fluorescence Front of note / Check / UV Fluorescence
Front of note / Check / Gemini UV Printing Front of note / Check / Gemini UV Printing
Rear of note / Look / Print Quality Rear of note / Look / Print Quality
Rear of note / Look / Transmission Rear of note / Look / Transmission
Rear of note / Look / Transmission Rear of note / Look / Transmission
Rear of note / Look / Security Thread Rear of note / Look / Security Thread
Rear of note / Look / See Through Rear of note / Look / See Through
Rear of note / Look / Microprint Rear of note / Look / Microprint
Rear of note / Look / Denomination Numerals Rear of note / Look / Denomination Numerals
Rear of note / Feel / Polymer Quality Rear of note / Feel / Polymer Quality
Rear of note / Feel / Raised Print Rear of note / Feel / Raised Print
Rear of note / Feel / Embossed Numeral Rear of note / Feel / Embossed Numeral
Tilt: Iridescence
There is a shiny band of coloured iridescent ink which can be clearly seen when you move the note around. The band runs from the left of the note, across the window to the portrait; a small section of band is also visible on the right-hand edge of the note. Iridescence
Rear of note / Tilt / Holographic Foil Rear of note / Tilt / Holographic Foil
Rear of note / Check / Compare Rear of note / Check / Compare
Rear of note / Check / UV Fluorescence Rear of note / Check / UV Fluorescence
Rear of note / Check / Gemini UV Printing Rear of note / Check / Gemini UV Printing
Royal Bank of Scotland £20 note
Polymer Series
Size: 139mm x 73mm
Colour: Purple and pale red
Design Features: (click to highlight an area of interest)
  • Two Red Squirrels
  • An excerpt from the poem ‘Cupid and Venus’ by Mark Alexander Boyd
  • A Midge
  • Background imagery of botanicals used in the dyeing process
  • Royal Bank of Scotland name and logo
Royal Bank of Scotland £20 note
Polymer Series
Size: 139mm x 73mm
Colour: Purple and pale red
Design Features: (click to highlight an area of interest)
  • Portrait of Catherine “Kate” Cranston, her name and dates of birth and death
  • Background picture of Cranston’s Tea Rooms
  • Spark® Orbital Royal Bank of Scotland logo
  • Royal Bank of Scotland name and logo
Look: Print Quality
Lines should be sharp and well defined with no blurred edges. Colours should be clear and distinct. Print Quality
Look: Transmission
As the note is a polymer there is no watermark, however due to the substrate used when the note is held up to the light you should be able to see visible images from the opposite side. --
Look: Mask
If you look at the circular area to the left-hand side of the domed roof you will see a thistle pattern but when held up to the light the number 10 appears. Mask
Look: Security Thread
The words "TWENTY" and the number "20" are visible on the front and back of the note running vertically along parts of the edge of the polymer window. Security Thread
Look: See Through
There is a clear polymer window on the left of the note that runs vertically when viewed from the front. The Spark® Orbital image of the Royal Bank of Scotland logo appears towards the top of the window. See Through
Look: Microprinting
Microprinting features in various locations throughout the note and some examples which you can see using a good quality magnifying glass are given here.
  • The horizontal line at the top edge of the portrait reads 'ROYALBANKOFSCOTLAND'.
  • The words and numerical value ‘TWENTY20’ and ‘20’ appear repeatedly in sections of the background image and shading.
Microprint
Look: Serial Numbers
Each Note has a unique serial number which is printed twice on the front of the note, horizontally on the lower right and vertically on the upper left. Serial numbers consist of two letters followed by six numbers. The both serial numbers will fluoresce under Ultraviolet Light. Denomination Numerals
Look: Denomination Numerals
The number ‘20’ accompanied by a '£' sign appears vertically in the top left and horizontally in the top right on the front of the note. Denomination Numerals
Feel: Polymer Quality
The note should feel smoother than a paper note, though this will reduce over time. Like paper notes, polymer notes have raised print giving them a tactile quality. Polymer Quality
Feel: Tactile Feature
There are three arrangements of four dots in square formation, enabling physical identification for the visually impaired. Tactile Feature
Feel: Raised Print
On the front of the note you will feel raised print if you run your finger over:
  • The "£20" in the top left corner
  • The Royal Bank of Scotland name and logo and all writing including signatures
  • The portrait of Catherine Cranston
  • The background poetry
Raised Print
Feel: Embossed Numeral
You will see a small number 20 embossed into the clear window. You can also feel this with your fingertips. Embossed Numeral
Rear of note / Tilt / Iridescence Rear of note / Tilt / Iridescence
Tilt: Spark® Orbital
The Royal Bank of Scotland logo set over the transparent polymer window is printed in shiny metallic ink which changes colour from purple to gold and can be seen from both sides of the note. You will also see a circular effect as you tilt the note. Spark
Check: Compare
Always compare both sides of a suspect note with another note that you know to be genuine, looking for differences between the two. Make sure you check the size of a suspect note against a known genuine note. Compare Compare
Check: UV Fluorescence
If you place the note under a good quality ULTRA-VIOLET light you will see
  • A solid rectangular block can be seen in the bottom left corner of the portrait box that will fluoresce; within the block you will see the outline of a Red Squirrel. Above this you will also see the outline of crossed cutlery and to the right part of the Tea Rooms will also fluoresce.
  • In the bottom left corner of the note, an image of 5 Midges with their wings outstretched forming a pentagon with the number 20 in the middle
  • Both serial numbers will also fluoresce
UV Fluoresence
Check: Gemini UV Printing
If you place the note under a good quality ULTRA-VIOLET light, you will see there are areas of the note that appear as a single colour in daylight but fluoresce as two separate colours under ultra-violet light. An example of this is the RBS Bank logo and the words ‘ST’ & ’KILDA’. Gemini UV Printing
Look: Print Quality
Lines should be sharp and well defined with no blurred edges. Colours should be clear and distinct. Print Quality
Look: Transmission
As the note is a polymer there is no watermark, however due to the substrate used when the note is held up to the light you should be able to see visible images from the opposite side. --
Look: Mask
If you look at the circular area to the right-hand side of the domed roof when held up to the light the number 10 in reverse is visible. Transmission
Look: Security Thread
Running vertically on the left of the note there is a printed security thread which incorporates the text ‘TWENTY POUNDS’. The thread is visible on both the front and back of the note. Security Thread
Look: See Through
There is a clear polymer window on the right of the note that runs vertically when viewed from the back. Part of the Spark® Orbital image of the Royal Bank of Scotland logo can be seen through the window. Below this you will also see a section of iridescence and the embossed numeral ‘20’ in reverse. See Through
Look: Microprinting
On the back of the note the "20" is used repeatedly in sections of the background shading and is also present on the noses of both Red Squirrels. Microprint
Look: Denomination Numerals
On the back of the note the number ‘20’ accompanied by a '£' sign appears vertically in the top right and bottom left corners of the note. Denomination Numerals
Feel: Polymer Quality
The note should feel smoother than a paper note, though this will reduce over time. Like paper notes, polymer notes have raised print giving them a tactile quality. Polymer Quality
Feel: Raised Print
On the back of the note you will feel raised print if you run your finger over:
  • The two Red Squirrels and background imagery
  • The numerical value at the top right of the note
  • The Royal Bank of Scotland name and logo and all writing including poetry
Raised Print
Feel: Embossed Numeral
You will see a small number 10 in reverse embossed into the large window. Embossed Numeral
Tilt: Iridescence
When viewed from the back, part of the Iridescent band can be seen through the clear window. Iridesence
Tilt: Spark ® Orbital
When the note is viewed from the back part of the Spark ® Orbital can be viewed through the clear window. Spark Orbital
Check: Compare
Always compare both sides of a suspect note with another note that you know to be genuine, looking for differences between the two. Make sure you check the size of a suspect note against a known genuine note. Compare
Check: UV Fluorescence
If you place the note under a good quality ULTRA-VIOLET light you will see hidden lines of poetry appear above the visible poetry to the left of the clear window. UV Printing
Check: Gemini UV Printing
If you place the note under a good quality ULTRA-VIOLET light, you will see there are areas of the note that appear as a single colour in daylight but fluoresce as two separate colours under ultra-violet. An example of this are the 2 Red Squirrels. Gemini UV Printing
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