Front of note Rear of note Front of note Front of note Front of note Front of note Front of note Rear of note Rear of note Rear of note Rear of note Rear of note
Front of note / Look / Print Quality Front of note / Look / Print Quality
Front of note / Look / transmission Front of note / Look / transmission
Front of note / Look / See Through Front of note / Look / See Through
Front of note / Look / Microprint Front of note / Look / Microprint
Front of note / Look / Serial Numbers Front of note / Look / Serial Numbers
Front of note / Look / Denomination Numerals Front of note / Look / Denomination Numerals
Front of note / Feel / Paper Quality Front of note / Feel / Paper Quality
Front of note / Feel / Raised Print Front of note / Feel / Raised Print
Front of note / Feel / Embossed Numeral Front of note / Feel / Embossed Numeral
Front of note / Feel / Embossed Numeral Front of note / Feel / Tactile Feature
Front of note / Tilt / Iridescence Front of note / Tilt / Iridescence
Front of note / Tilt / Spark Front of note / Tilt / Spark
Front of note / Check / Compare Front of note / Check / Compare
Front of note / Check / UV Fluorescence Front of note / Check / UV Fluorescence
Front of note / Check / UV Gemini Front of note / Check / UV Gemini
Rear of note / Look / Print Quality Rear of note / Look / Print Quality
Rear of note / Look / transmission Rear of note / Look / transmission
Rear of note / Look / See Through Rear of note / Look / See Through
Rear of note / Look / Microprint Rear of note / Look / Microprint
Rear of note / Look / Denomination Numerals Rear of note / Look / Denomination Numerals
Rear of note / Feel / Polymer Quality Rear of note / Feel / Polymer Quality
Rear of note / Feel / Raised Print Rear of note / Feel / Raised Print
Rear of note / Tilt / Spark Rear of note / Tilt / Spark
Rear of note / Check / Compare Rear of note / Check / Compare
Rear of note / Check / UV Fluorescence Rear of note / Check / UV Fluorescence
Ulster Bank £20 note
Living in Nature Series
Size: 73mm x 139mm
Colour: Pink
Design Features: (click to highlight an area of interest)
  • Images of Derry/Londonderry’s world-famous Halloween celebrations, street entertainers and their audience.
  • Eels.
  • Tiles and brickwork inspired by Northern Ireland’s red-brick tenement buildings.
  • Patterns and ornate decoration found on and in famous public buildings.
  • Ulster Bank name and logo.
Ulster Bank £20 note
Living in Nature Series
Size: 73mm x 139mm
Colour: Pink
Design Features: (click to highlight an area of interest)
  • Hawthorne flowers and a butterfly.
  • Eels.
  • Outline of Lough Neagh.
  • Ulster Bank name and logo.
  • Spark® Orbital Ulster Bank logo.
Look: Print Quality
Lines should be sharp and well defined with no blurred edges. Colours should be clear and distinct. Print Quality
Look: Transmission
As the note is a polymer there is no watermark, however due to the substrate used when the note is held up to the light you should be able to see visible images from the opposite side.
transmission
Look: See Through
There is a clear polymer window at the top of the note that runs horizontally when viewed from the front. The outline of Lough Neagh appears within the large transparent window which is overlapped by the Spark® Orbital image of the Ulster Bank logo.
See Through See Through
Look: Microprint
Microprinting features in various locations throughout the note and some examples which you can see using a good quality magnifying glass are given here.
  • The words: ‘ULSTER BANK LIMITED’ can be found running along the outside edge of the Hawthorn flowers.
  • The number"20" appears repeatedly in the shaded sections in all 4 corners of the note.

Microprint
Look: Serial Numbers
Each note has a unique serial number which is printed twice on the front of the note, horizontally across the top, reading right to left and vertically in the bottom left corner. Serial numbers for the £20 note consist of two letters followed by six numbers, both serial numbers will fluoresce under ultraviolet light.
Serial Numbers
Look: Denomination Numerals
The number ‘20’ accompanied by a £ appears in the top right and bottom left corners of the note.
Denomination Numerals
Feel: Polymer Quality
The note should feel smoother than a paper note, though this will reduce over time. Like paper notes, polymer notes have raised print giving them a tactile quality.
Paper Quality
Feel: Raised Print
On the front of the note you will feel raised print if you run your finger along:
  • Ulster Bank name and logo
  • All writing including signatures
  • The Hawthorne flowers and butterfly image
  • The pink band at the bottom of the note

Raised Print
Feel: Embossed Numeral
You will see a small number 20 embossed into the clear window. You can also feel this with your fingertips.
Embossed Numeral
Feel: Tactile Feature
Three arrangements of four dots in square formation can be found in the top left corner of the note when held in portrait formation, this will enable physical identification for the visually impaired.
Tactile Feature
Tilt: Iridescence
IF you move the note around you will see the outline of a single Hawthorne flower with a cluster of smaller flowers above that shimmer in shiny coloured ink.
Iridescence
Tilt: Spark® Orbital
The Ulster Bank logo set over the transparent polymer window is printed in shiny metallic ink which changes colour from purple to gold and can be seen from both sides of the note. You will also see an orbital effect as the note is tilted.
Spark
Check: Compare
Always compare both sides of a suspect note with another note that you know to be genuine, looking for differences between the two. Make sure you check the size of a suspect note against a known genuine note.
Compare
Check: UV Fluorescence
If you place the note under a good quality ULTRA-VIOLET light you will see a solid rectangular block below the Ulster Bank name and logo that will fluoresce. Within the block you will see the fireworks. The Hawthorne flowers and both serial numbers will also fluoresce.
UV Fluorescence
Check: Gemini UV Printing
If you place the note under a good quality ULTRA-VIOLET light, you will see there are areas of the note that appear as a single colour in daylight but fluoresce as two separate colours under ultra-violet. An example of this is the Hawthorne flowers.
Gemini UV Printing
Look: Print Quality
Lines should be sharp and well defined with no blurred edges. Colours should be clear and distinct.
Print Quality
Look: Transmission
As the note is a polymer note there is no watermark, however due to the substrate used when the note is held up to the light you should be able to see visible images from the opposite side.
transmission
Look: See Through
There is a clear polymer window at the top of the note that runs horizontally when viewed from the back. The outline of Lough Neagh and the number ‘20’ in reverse appear within the window. The Spark® Orbital image of the Ulster Bank logo can be viewed through the window.
See Through
Look: Microprint
When examined closely with a good quality magnifying glass you will see the ‘20’ written repeatedly within the purple background areas at the top and bottom of the note.
Microprint
Look: Denomination Numerals
The number ‘20’ accompanied by a £ sign appears in the centre left and right on the back of the note.
Denomination Numerals
Feel: Polymer Quality
The note should feel smoother than a paper note, though this will reduce over time. Like paper notes, polymer notes have raised print giving them a tactile quality.
Polymer Quality
Feel: Raised Print
On the back of the note you will feel raised print if you run your finger along:
  • The street entertainers and their audience
  • The denomination numeral in the bottom left corner
  • The Ulster Bank name and logo and all writing

Raised Print
Tilt: Spark® OrbitalTM
When the note is viewed from the back the Spark® OrbitalTM can be viewed through the clear window.
Spark
Check: Compare
Always compare both sides of a suspect note with another note that you know to be genuine, looking for differences between the two. Make sure you check the size of a suspect note against a known genuine note.
Compare
Check: UV Fluorescence
If you place the note under a good quality ULTRA-VIOLET light you will see a geometric ‘20’, 4 Leisler's bats, 2 dancing skeletons, a pillar and tile that will all fluoresce.
UV Fluorescence
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